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Pay your team when they need it
On-Demand Pay powered by Clair gives employees instant access to their earned wages1—no waiting for payday.
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Why you and your team will love On-Demand Pay
Help reduce turnover
Give employees financial flexibility when they need it most.
Zero operator liability or cost
Clair handles all advances and repayments, and it's 100% free for employers.
No onboarding or admin
Status quo for managers. You run payroll as usual.
Attract top talent
Help strengthen your employer brand and attract the industry’s best in a competitive market.
Payday doesn’t always line up with real life
An unexpected bill, daily expenses, or childcare can make waiting for payday more difficult than it should be. On-Demand Pay gives eligible employees access to a portion of their earned wages right in 7shifts, so they have more flexibility when they need it.
Built for hourly restaurant teams
No credit checks or interest
Available in the app they already use
How wage advances work in 7shifts
Step 1
Employees see their earned wages
Your team views their available balance right in the 7shifts app. A portion of what they’ve earned is ready to advance
Step 2
They choose when to get paid
Employees can request to advance a portion of their wages instantly2 for a small fee, or in 1-3 business days for free. Their choice, their control.
Step 3
You still run payroll normally
Nothing changes for you. Clair settles directly with employees at payday, leaving zero work or liability on your end.
On-Demand Pay is the #1 requested financial benefit for employees3
Frequently asked questions
On-Demand Pay is a financial product offered through 7shifts’ partnership with Clair. Clair is a mission-driven financial technology company that is working to break the traditional pay cycle by giving people access to their money as soon as they’ve earned it.
Advances are provided using time and attendance information, as well as the employee’s pay rate, to dtermine the wages they’ve already earned. This allows employees to gain early access to a portion of their earned wages via an advance originated by Clair's partner bank, Pathward®, N.A.
On-Demand Pay is a free, no credit check, employee benefit.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
There is no cost to your business. On-Demand Pay is included free with your 7shifts subscription. For your employees, by default, advances arrive in their existing bank account within 1-3 business days at no cost, or instantly for a $4.99 fee.1
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
1. Instant Transfers typically occur in seconds, but may take up to 30 minutes.
On-Demand Pay does not affect your payroll. You don’t have to worry about deductions. You don't have any lending or payback risk with On-Demand Pay, so just run payroll as you normally would.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
Offering On-Demand Pay helps you reduce risk by offering a formal and secure alternative to handling employee pay advance requests internally. This reduces your administrative burden and potential financial complexities.
It can improve workforce stability: Clair has also found that employees who use the product stay at their jobs longer and pick up more shifts.1
1. Based on a Clair impact study of 79,000 workers
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
To be eligible for On-Demand Pay, your business will need an active 7shifts subscription in the USA. There are additional criteria employees need to meet to be able to use the product, including age and state of residence.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
No. You’re not responsible for handling repayments. Clair automatically repays advances by pulling funds from your employees’ bank accounts after they receive their paychecks. If you terminate an employee with an outstanding balance, you will not be responsible for any advances taken or outstanding repayments.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
Employees are responsible for paying back the amount advanced on the due date. Clair automatically manages the repayment by pulling funds from your employees’ bank accounts after they receive their paychecks.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
If an employee does not repay advances by the due date, they will be unable to request another advance until their balance is repaid. Clair does not charge late fees, and an unpaid advance does not impact their credit score. The employee can repay at any time to regain access to On-Demand Pay.
Employers are not responsible for any advances, paid or unpaid.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
On-Demand Pay is not a requirement for any employee. It is a benefit that 7shifts provides as a solution to both employers and employees for their financial well-being. Not everyone will need or use this benefit, but it is there for those who need it, when they need it.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
All advances are subject to eligibility criteria and application review. Not everyone will be eligible to use the service, but hourly and salaried non-admin roles will be eligible to apply. Eligibility depends on a variety of factors, including identity verification, state of residence, and other factors as mandated by consumer financial regulations. Anyone below the age of 18 will not be eligible to advance.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
Clair limits the amount that an employee can access to ensure that employees do not advance more than they can pay back. That amount is based on a variety of factors, including how much money they have already earned this pay cycle and their overall pay cycle advance limit.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
If they are eligible, employees can take an advance in the 7shifts app.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
Yes! With 7shifts’ Tip Management, employees can advance both their earned wages and tips through Clair On-Demand Pay, giving your team faster access to everything they've earned. Clair settles up with employees directly, so you can pay out tips through payroll as normal. No extra admin work or reporting.
Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
1 All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.
2 Instant Transfers typically occur in seconds, but may take up to 30 minutes. If you choose to have your Advance disbursed to your bank account instantly, you will be charged a $4.99 fee. This instant transfer fee will be taken out of your Advance at the time of disbursement.
3 Based on Clair user survey data.